Insurance for your electric bicycle

E-bikes are popular in Switzerland. Compared to a traditional bicycle, an e-bike is much more expensive. Prices for electric bicycles range from CHF 1,000 to CHF 10,000.

The financial loss in the event of theft is huge. In Switzerland alone, more than 40,000 bicycles and e-bikes are stolen each year. E-bike insurance protects you not only in the event of theft, but also loss, vandalism and damage of any kind.

Providers of e-bike insurance products:


From CHF


/ year *
E-bike insurance

Zurich Versicherung can insure your e-bike against the following risks:

  • Theft and robbery
  • Damage and destruction (e.g. as a result of an accident)
  • Breakdown/roadside assistance (help and repair on location)

Cover amount: CHF 4,000.00

Deductible: 10%, minimum CHF 200 (no deductible for breakdown assistance)

* The calculation is based on sample offers with a cover amount of CHF 4,000 and deductible of CHF 200. We accept no responsibility for the accuracy of this information.


  • Low deductible
  • Contract term can usually be specified by the policyholder
  • Global insurance cover
  • Simple contract conclusion
  • E-bikes by various manufacturers can be insured

Good to know

  • Only persons with a place of residence in Switzerland can take out insurance for electric bicycles.
  • The insurance cover for e-bikes normally applies worldwide.
  • There is no insurance cover for damages as a result of wear and tear.

Insured risks and benefits

The insurance covers the following risks worldwide:

Your electric bicycle is stolen. The insurance will pay the full cover.

Did you misplace your e-bike, or do you no longer know where you parked it? This risk is also covered by certain insurers.

In the event of malicious damage (vandalism), the insurer will pay all repair costs.

The e-bike is damaged in a crash. The costs for the repair will be paid.