Insurance for your bicycle

A new bicycle can be very expensive in some cases. It is therefore all the more annoying when your new mountain bike gets stolen. With bicycle insurance, you will be on the safe side. Affordable insurance with a low deductible provides your racing bicycle, mountain bike or street bicycle with the necessary cover.

Comparison of the best offers


From CHF


/ year *
Bicycle comprehensive insurance

Mobiliar provides bicycle insurance for CHF 100.55 (incl. 5% stamp tax). Deductible of CHF 200.

Included cover:

  • Theft
  • Bicycle roadside assistance
  • Bicycle legal legal expenses insurance
  • Various types of damage


From CHF


/ year
AXA Bicycle Insurance

AXA Bicycle Insurance offers worldwide coverage in case of:

  • Loss
  • Theft
  • Damage


  • From CHF 200

Sum insured:

  • From CHF 2000

Additional sports equipment such as snowboards, skis, tennis rackets & golf clubs are also insured.

* Insured value: CHF 2,000.00, Term: 1 year. We accept no responsibility for the accuracy of this information.

Good to know

  • Bicycle insurance offers protection against theft, vandalism and loss.
  • The contract term is normally limited, and termination is not required.
  • In the event of a claim, you will immediately be offered assistance by phone.

Insured risks

You decide which risks you would like to insure your bicycle against. Bicycle insurance essentially offers the following modules:

  • Theft
  • Damage and destruction
  • Warranty
  • Loss (cover not available form all insurers)

Insured benefits

Bicycle insurance reimburses the repair costs in the event of a claim or pays the insured original price. In addition, all costs for delivery or pickup are paid.

The scope of benefits is always dependent on the chosen insurance cover.

Bicycle liability insurance

The bicycle owner’s statutory liability is insured. Furthermore, bicycle insurance is additionally considered an addition to liability insurance. Claims by third parties and recourse claims are not covered. If you run over a pedestrian with your bike or unintentionally damage a vehicle, your personal liability insurance will cover the damage. You can always find further information in the terms of contract of the chosen insurance company.


  • Damages suffered as a result of use, wear and tear and external effects (e.g. fire, water) are not covered.
  • Warranty claims

Bicycle insurance provides worldwide protection.

The deductible often amounts to just CHF 50.

In general household insurance only covers bicycle theft at your home. With bicycle insurance, you can protect your bicycle against theft, loss and vandalism when you are away from home – worldwide.