Life insurance in Switzerland
Life insurance can cover financial risks resulting from death, disability or incapacity for work. Furthermore, endowment life insurance policies can make a major contribution to retirement savings. In Switzerland, life insurance is part of Pillar 3 as retirement savings.
Life insurance can make a great deal of sense in certain situations. Whether you want to save for old age, reduce your taxes or provide financial security for your surviving dependents. At insurando, you will find the right life insurance with attractive conditions.
Good to know
- A life insurance policy can be used to secure or build up retirement savings.
- Savings and insurance can be concluded separately with a life insurance policy.
- With a life insurance policy (payments into Pillar 3) you can save taxes.
Comparison of life insurance
Before you compare the different life insurance providers, you should find out exactly what kind of life insurance you need at insurando. On our site, you will find the most popular forms of life insurance in Switzerland: mixed life insurance, whole life insurance and life annuity.
If you are interested in an individual solution, please contact us for a free consultation with no obligations.
Savings or protection?
Life insurance not only provides financial protection for your surviving dependents when you die. Life insurance is also a popular tool to secure your financial future after you retire. In order to be able to continue the same lifestyle at OASI (AHV) age, you will be dependent on more capital. The first and second pillars (OASI [AHV] and pension fund) cover about 60–70% of your last salary. This pension gap of up to 40% can be successfully closed with life insurance (Pillar 3 retirement savings).