Personal legal protection
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Personal legal protection in brief
Personal legal protection insurance pays the costs incurred in the event of a legal dispute and offers assistance with civil-law disputes in Switzerland, Europe and, in some case, also worldwide. Along with traffic legal protection insurance, personal legal protection insurance forms the basis for legal insurance products for individuals in Switzerland.
Disputes with the employer, landlord or neighbour often end up in court. Personal legal protection insurance assists you with legal issues and provides you with an attorney if needed.
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* We accept no responsibility for the accuracy of this information.
Good to know
- Insurance cover includes: legal advice from lawyers, payment of attorney’s fees and court costs in civil-law cases.
- Benefits and cover amount often vary from provider to provider.
- Legal fields like family law, inheritance law and tax law are often excluded.
Insured legal fields
The following legal fields are normally covered:
- Contract law
- Employment law
- Tenancy law
- Family law *
- Inheritance law *
- Consumer law
- Insurance law & social insurance law *
- Law of persons
- Tax law *
- Tort law
* A comparison shows that all providers of personal legal protection insurance products note certain exclusions in their General Conditions of Insurance (Allgemeine Versicherungsbedingungen, AVB). Insurers not only restrict cover to specific legal fields, but they also put time limits on legal consultations with attorneys. It is therefore advisable to study the conditions of insurance carefully before taking out the insurance.
FAQ
Criminal law is a legal field that is normally not covered by personal legal protection insurance. Legal disputes involving inheritance law, family law and tax law are likewise unlikely to be insured.
That depends on the chosen insurer. By no means all legal protection insurance insurers offer free choice of attorney.
No, no insurer will pay fines or contractual penalties.